Ultimate Monte Cristo-Style Croque Monsieur: A Gourmet Ham and Cheese Delight
Experience the best of both worlds with this incredible Monte Cristo-style Croque Monsieur. A classic ham and cheese sandwich is elevated with a creamy béchamel sauce, then dipped in an egg batter and pan-fried to golden perfection. Finish with a dusting of powdered sugar and a side of raspberry jam for an unforgettable sweet and savory fusion!
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Elevate Your Sandwich Game: The Monte Cristo Croque Monsieur
Are you ready to transform a simple ham and cheese sandwich into an extraordinary culinary experience? Say hello to the Monte Cristo-Style Croque Monsieur! This recipe is a brilliant fusion of two beloved sandwich classics: the French Croque Monsieur and the American Monte Cristo. It takes the savory richness of a béchamel-covered ham and cheese, then adds the delightful, crispy, battered texture and a hint of sweetness from a Monte Cristo. The result? A perfectly balanced dish that’s both comforting and gourmet, ideal for any meal from a lazy brunch to a quick weeknight dinner.
The original idea for this sandwich came to life over a decade ago when life was bustling, and the need for quick, satisfying meals was paramount. Even then, the concept of a “sandwich night” was a lifesaver. This particular creation has stood the test of time, proving that you don’t need to spend hours in the kitchen to create something truly special. It’s a dish that looks impressive but is surprisingly easy to make, guaranteeing happy faces around your table without all the fuss.
What Exactly is a Monte Cristo-Style Croque Monsieur?
To truly appreciate this sandwich, let’s break down its heritage. The Croque Monsieur is a classic French bistro sandwich made with ham and cheese (typically Gruyère or Emmental), grilled or baked, and often topped with a rich, creamy béchamel sauce. It’s savory, satisfying, and utterly delicious.
The Monte Cristo, on the other hand, is its American cousin, thought to be an adaptation of the Croque Monsieur. It features ham and cheese (often Swiss) layered between slices of bread, dipped in an egg batter (like French toast), and then pan-fried or deep-fried. Traditionally, it’s served dusted with powdered sugar and a side of preserves or maple syrup, balancing the savory fillings with a delightful sweetness.
Our Monte Cristo-Style Croque Monsieur beautifully marries these two concepts. We start with the béchamel-slathered goodness of a Croque Monsieur, layering premium ham and Swiss cheese. Then, instead of just grilling, we take a page from the Monte Cristo playbook, dipping the whole sandwich in a light egg batter and frying it until golden and crispy. This dual approach creates a sandwich that is incredibly moist and flavorful on the inside, with a perfectly crunchy exterior, offering a complex yet harmonious blend of flavors and textures.

Why You Need This Recipe in Your Life
Life can be hectic, and finding time to prepare delicious, wholesome meals can sometimes feel like a challenge. This Monte Cristo-Style Croque Monsieur is the perfect solution for those busy days when you crave something comforting and impressive, but don’t have hours to spare. Here’s why this recipe deserves a spot in your rotation:
- Gourmet Taste, Minimal Effort: Despite its sophisticated flavor profile, this sandwich is remarkably simple to assemble and cook. The béchamel adds a touch of elegance without requiring extensive culinary skills.
- Versatile Meal Option: It’s hearty enough for a satisfying dinner, elegant enough for a special brunch, and a fantastic option for a weekend lunch. Pair it with a simple green salad or a cup of tomato soup for a complete meal.
- Family Favorite: Who doesn’t love a good sandwich? The combination of creamy sauce, savory ham, melted cheese, and a crispy exterior is a guaranteed hit with both adults and children alike. The optional sweet topping appeals to those who enjoy a touch of breakfast-for-dinner flair.
- Comfort Food Elevated: This isn’t just any ham and cheese. It’s a warm, gooey, crispy, and utterly satisfying dish that provides ultimate comfort with every bite.


Monte Cristo-Style Croque Monsieur Recipe
Deborah Harroun
5 minutes
15 minutes
20 minutes
4 servings
A delicious mash-up of two classic sandwiches, this Monte Cristo-style Croque Monsieur features a ham and cheese sandwich generously slathered with a rich béchamel sauce, then battered and cooked in a skillet to Monte Cristo perfection. Finish with a dusting of powdered sugar and a side of raspberry jam for an optional sweet twist!
Ingredients
- 4 tablespoons butter, divided
- 2 tablespoons flour
- 1 1/2 cups milk, divided
- Salt and pepper, to taste
- Ground nutmeg, to taste
- 1 tablespoon Dijon mustard
- 8 slices bread (sturdy, like brioche or challah, or good quality white bread)
- 12 deli-thin slices baked ham (about 8 oz)
- 4 slices Swiss cheese
- 2 large eggs
- Powdered sugar and raspberry jam (optional, for serving)
Instructions
- Prepare the Béchamel Sauce: In a medium saucepan or skillet, melt 2 tablespoons of the butter over medium heat. Whisk in the flour and cook for about 1-2 minutes, stirring constantly, to create a roux. Slowly whisk in 1 cup of the milk, ensuring no lumps form. Bring the mixture to a gentle boil, then reduce heat and season to taste with salt, pepper, and a pinch of ground nutmeg. Cook, stirring, until the sauce thickens to a creamy consistency, usually about 2 minutes. Remove from heat and stir in the Dijon mustard. Set aside.
- Assemble the Sandwiches: Lay out all 8 slices of bread. Generously spread some of the prepared béchamel sauce on one side of each bread slice. On 4 of these slices, layer the deli-thin baked ham and then the Swiss cheese. Place the remaining 4 béchamel-covered bread slices on top, with the béchamel-side facing down onto the cheese and ham filling.
- Prepare the Egg Batter: In a shallow dish (wide enough to dip a sandwich), whisk together the 2 large eggs and the remaining 1/2 cup of milk until well combined.
- Cook the Sandwiches: In a large nonstick skillet, melt 1 tablespoon of the remaining butter over medium heat. Carefully dip 2 of the assembled sandwiches into the egg mixture, ensuring both sides are coated but not overly saturated. Transfer the dipped sandwiches to the preheated skillet. Cook for about 2-3 minutes per side, or until beautifully golden brown and the cheese is thoroughly melted. You may need to adjust the heat to prevent burning while ensuring the inside is heated through. Remove from the skillet and set aside on a wire rack or plate.
- Repeat and Serve: Add the last tablespoon of butter to the skillet if needed, then repeat the dipping and cooking process with the remaining 2 sandwiches. Once all sandwiches are cooked, if desired, lightly dust them with powdered sugar and serve immediately with a side of raspberry jam for dipping. Enjoy your gourmet creation!
Recipe Notes:
Source: Slightly adapted from Every Day with Rachael Ray September 2009
Tips for Crafting the Perfect Monte Cristo-Style Croque Monsieur
Achieving sandwich perfection is easier than you think with a few key tips:
- Choose Your Bread Wisely: A sturdy, medium-thick bread is essential. Brioche or challah are excellent choices for their slight sweetness and ability to hold up to the béchamel and egg dip without becoming soggy. Good quality white bread works too, just ensure it’s not too thin.
- Master the Béchamel: The béchamel sauce should be smooth and creamy, not too thick or too thin. If it’s too thick, thin it with a little more milk. If it’s too thin, cook it a bit longer while stirring. The Dijon mustard adds a wonderful tang that cuts through the richness.
- Don’t Over-Dip: When dipping the sandwich in the egg mixture, aim for a quick, even coat. Too much time in the batter can make the bread soggy, leading to a less crispy finish.
- Maintain Medium Heat: Cook the sandwiches over medium heat. This allows the cheese to melt and the ham to warm through without burning the exterior. Patience is key for that beautiful golden-brown crust.
- Use a Nonstick Skillet: A good quality nonstick skillet will prevent sticking and ensure easy flipping, leading to perfectly browned sandwiches every time.
- Freshly Grated Nutmeg: While optional, a pinch of freshly grated nutmeg in the béchamel sauce adds an authentic, subtle warmth that truly elevates the flavor profile.
Delicious Variations to Explore
While the classic Monte Cristo-Style Croque Monsieur is a masterpiece on its own, feel free to experiment with these variations:
- Cheese Swaps: Instead of Swiss, try Gruyère for a more traditional French flavor, sharp cheddar for a bolder taste, or even a blend of cheeses.
- Meat Alternatives: Smoked turkey or prosciutto can be wonderful substitutes for ham. For an extra indulgent twist, add a thin slice of crispy bacon!
- Herbal Infusions: Add a pinch of dried thyme or a bay leaf to your béchamel while it simmers for an aromatic twist. Remember to remove the bay leaf before serving.
- Spicy Kick: A tiny dash of cayenne pepper in the béchamel or a sprinkle of red pepper flakes in the egg batter can add a subtle heat.
- Baked Version: For a less hands-on approach, after assembling the sandwiches and spreading them with béchamel, you can bake them in the oven until golden and heated through. You might still want to give them a quick pan-fry after baking for extra crispiness, or simply serve them as a traditional Croque Monsieur.
Serving Suggestions and Storage
This gourmet sandwich pairs beautifully with a variety of sides:
- Sweet Enhancements: The classic pairing of powdered sugar and raspberry jam (or lingonberry preserves) truly elevates the experience, offering a delightful contrast to the savory fillings.
- Savory Companions: For a savory meal, serve with a crisp green salad tossed in a light vinaigrette, a bowl of warm tomato soup, or some homemade potato chips.
- Brunch Bliss: This sandwich is a star at brunch! Offer it alongside fresh fruit, a mimosa, or a hot cup of coffee.
Storage and Reheating: If you have leftovers (which is unlikely!), store them in an airtight container in the refrigerator for up to 2-3 days. To reheat, the best method is to gently warm them in a skillet over low heat until heated through and re-crisped. Microwaving can make them soggy, so avoid if possible.
