Banana Toffee Treat Muffins

Turn your ripe bananas into a delightful breakfast or snack with these irresistible Banana Toffee Muffins. Bursting with natural banana sweetness and studded with crunchy toffee bits, these muffins are an absolute family favorite that are surprisingly easy to make. Forget about letting those speckled bananas go to waste – this recipe transforms them into a golden, flavorful treat.

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There’s something truly magical about baking with bananas, especially when they’ve reached that perfect stage of ripeness – speckled with brown, intensely fragrant, and wonderfully soft. We adore banana muffins in our household, and the possibilities are endless! If you’re as passionate about banana muffins as we are, you might also enjoy our Chocolate Banana Muffins, a rich and decadent twist, or these comforting Banana Chocolate Chip Muffins with Coconut, offering a delightful tropical touch.

Close-up of golden brown Banana Toffee Muffins generously topped with melted toffee bits.

Baking with overripe bananas is a joy I never tire of. From classic banana bread, a comforting staple, to chewy Banana Chocolate Chip Cookies, I’ve found that any recipe featuring bananas is destined to be a hit. The natural sweetness and moist texture that ripe bananas impart are simply unmatched, making them a fantastic natural sweetener and binder for many baked goods.

And when it comes to utilizing those perfectly ripe, spotty bananas, muffins are undoubtedly one of our absolute favorite vehicles. These Banana Toffee Muffins stand out as a remarkably easy recipe that delivers incredible flavor. Once you experience how simple and satisfying they are, you’ll be intentionally leaving bananas on your counter to ripen, eagerly anticipating your next batch!

The Magic of Ripe Bananas in Baking

You might wonder why overripe bananas are so essential for baking, especially for muffins and bread. The answer lies in their transformation as they mature. As bananas ripen, their starches convert into natural sugars, making them significantly sweeter. This enhanced sweetness allows you to potentially reduce the amount of added sugar in your recipes. Furthermore, ripe bananas become incredibly soft and moist, contributing to a wonderfully tender crumb in your baked goods. This natural moisture helps keep muffins from drying out, ensuring they stay soft and delicious for longer. Don’t discard those brown bananas; embrace them as a secret ingredient for superior flavor and texture!

Array of essential ingredients laid out to prepare Banana Toffee Muffins, including flour, sugar, bananas, milk, oil, and toffee bits.

Ingredients for Perfect Banana Toffee Muffins

Crafting these delectable muffins requires a straightforward list of pantry staples, each playing a crucial role in achieving that perfect balance of flavor and texture:

  • All-Purpose Flour: The foundational dry ingredient, providing structure to our muffins. For best results, I’ve developed and tested this recipe using standard all-purpose flour. While other flours might work with adjustments, using all-purpose ensures a consistent outcome.
  • Packed Brown Sugar: This isn’t just for sweetness; brown sugar adds a lovely hint of caramel and contributes moisture, keeping the muffins tender. You’ll only need about 1/2 cup, as the ripe bananas and the toffee bits themselves provide significant natural sweetness.
  • Baking Powder: Our primary leavening agent. Baking powder reacts when wet and with heat to create carbon dioxide bubbles, giving the muffins their essential lift and airy texture. Ensure your baking powder is fresh for optimal rise!
  • Salt: A small amount of salt is vital for balancing the sweetness and enhancing all the other flavors in the muffins. I typically use fine table salt, but if you prefer the subtle briny notes of sea salt, feel free to substitute.
  • Ripe Bananas: The star of the show! The riper, the better for this recipe. Look for bananas with plenty of brown spots on their peels – they’ll be sweeter and mash more easily. You’ll need one cup of mashed bananas, which usually equates to about 2.5 medium-sized bananas. This quantity ensures a rich, authentic banana flavor throughout the muffins.
  • Milk: Adds moisture and helps bring the batter together to the right consistency. I usually opt for 2% milk, but any milk variety you have on hand, whether whole, skim, or even a non-dairy alternative, should work beautifully in this recipe.
  • Neutral Oil: Provides essential moisture and helps create a tender crumb without adding extra flavor. I commonly use vegetable oil or avocado oil for their neutral profiles. If you have another neutral-flavored oil like grapeseed oil, it would also be a suitable substitute. Melted unsalted butter can also be used for a richer flavor, but oil typically produces a slightly softer texture.
  • Large Egg: Acts as a binder, helping to hold the muffin structure together and contributing to their overall richness. It’s best to lightly whisk the egg before adding it to the batter to ensure it incorporates smoothly and evenly.
  • Toffee Bits (Heath English Toffee Bits): The delightful surprise in every bite! These crunchy, buttery pieces infuse the muffins with a fantastic texture and a rich, caramelized flavor. You can readily find toffee bits in the baking aisle of most grocery stores or purchase them online. It’s important to use plain toffee bits, not the ones coated in chocolate, as the chocolate can melt and alter the muffin’s texture and appearance during baking.
Mixing the wet and dry ingredients together in a bowl to create the banana toffee muffin batter.

How to Bake Irresistible Banana Toffee Muffins

Making these muffins is incredibly straightforward, perfect for bakers of all skill levels. Follow these simple steps for a batch of deliciously moist and flavorful muffins:

STEP 1: Prepare Your Dry Ingredients. Begin by preheating your oven to 350°F (175°C). Line 16 muffin cups with paper liners or grease your muffin tin thoroughly if not using liners (the toffee can stick!). In a large mixing bowl, combine the all-purpose flour, brown sugar, baking powder, and salt. Whisk these dry ingredients together until they are well combined and there are no visible lumps of brown sugar. This ensures even distribution of the leavening and seasoning throughout your muffins.

STEP 2: Combine Wet and Dry Ingredients. Create a small “well” or indentation in the center of your dry ingredient mixture. Into this well, pour your wet ingredients: the mashed ripe bananas, milk, neutral oil, and the lightly beaten egg. Gently mix these ingredients together using a spoon or spatula. The key here is to mix just until everything is combined. A few streaks of flour are perfectly fine; overmixing can develop the gluten in the flour, leading to tough, chewy muffins instead of light, tender ones.

Toffee bits being folded into the banana muffin batter in a large mixing bowl.

STEP 3: Incorporate the Toffee Bits. Now for the delicious addition! Measure out one cup of your plain toffee bits and add them directly into the muffin batter. Remember, we’re using plain toffee bits, not the chocolate-covered variety, to ensure they melt beautifully and don’t alter the muffin’s structure.

STEP 4: Gently Fold. Using your spatula, carefully fold the toffee bits into the batter. Again, be mindful not to overmix. A few gentle stirs are all that’s needed to distribute the toffee evenly throughout the batter. Overmixing at this stage can also contribute to a less tender muffin.

Muffin cups being filled with banana toffee batter, with additional toffee bits sprinkled on top before baking.

STEP 5: Fill Muffin Cups. Divide the prepared batter evenly among the 16 lined muffin cups. Aim to fill each cup approximately three-quarters of the way full. This allows enough space for the muffins to rise without overflowing, creating that classic domed top. Don’t worry if it makes 16 instead of 12, the slightly smaller size results in perfectly portioned treats.

STEP 6: Add Topping and Bake. Take the remaining toffee bits (you should have some leftover from the 8 oz package) and sprinkle them generously over the tops of the filled muffin cups. These will melt into a wonderfully crunchy and caramelized topping during baking. Place the muffin tins into your preheated oven and bake for 12-20 minutes. Baking time can vary depending on your oven, so keep an eye on them. The muffins are done when a wooden skewer or toothpick inserted into the center of a muffin comes out clean or with just a few moist crumbs clinging to it.

Freshly baked Banana Toffee Muffins cooling in a muffin tin, golden brown and topped with melted toffee.

STEP 7: Cool and Serve. Once baked, remove the muffin tin from the oven and let the muffins cool in the tin for a few minutes before transferring them to a wire rack to cool completely. Allowing them to cool slightly in the tin helps them set and prevents them from sticking. Serve warm or at room temperature, and enjoy the delightful combination of banana and toffee!

Expert Tips for Your Best Banana Toffee Muffins

Achieving bakery-quality muffins at home is easier than you think with these helpful tips and tricks:

  • Liner Love: I highly recommend using cupcake liners for these muffins. The melted toffee bits can be quite sticky, and liners will save you a lot of effort when it comes to cleaning your muffin tins. If you opt not to use liners, be sure to grease each muffin cup very generously to prevent sticking.
  • Yield and Pan Size: This recipe is designed to yield 16 perfectly sized muffins. I know this might not be ideal if you only have a standard 12-cup muffin pan, as it means baking in two batches. However, I prefer not to overfill these muffins, as it can lead to uneven baking and messy tops. If you absolutely want to fit them all into one 12-cup pan, consider using tulip cupcake liners. These taller liners allow you to add a bit more batter to each cup while still accommodating the muffin’s rise, potentially allowing you to bake all 16 in one go, or adjusting the recipe slightly to make 12 larger muffins.
  • Crispy Toffee Topping: The toffee pieces sprinkled on top before baking melt beautifully, forming a slightly crunchy, caramelized crust. This adds a wonderful textural contrast to the soft muffin. For an even more indulgent variation, you can create a simple streusel topping (butter, flour, brown sugar) and mix the toffee bits into that before sprinkling it over the muffins. This will give you a delightful crumbly topping with pockets of melted toffee.
  • Don’t Overmix! This cannot be stressed enough for tender muffins. Mix the wet and dry ingredients just until they are barely combined. A few lumps in the batter are acceptable and even desirable for a light crumb. Overmixing develops gluten, resulting in dense, rubbery muffins.
  • Perfectly Mashed Bananas: Ensure your bananas are well mashed, but don’t feel the need to make them perfectly smooth. Small lumps of banana will add pockets of extra flavor and moisture to your muffins.
A delicious Banana Toffee Muffin with a bite taken out, revealing its moist interior and scattered toffee pieces.

Storage and Enjoyment Tips

To keep your Banana Toffee Muffins fresh and delicious, follow these simple storage guidelines:

You’ll want to store these muffins in an airtight container at room temperature. While the toffee on top may soften and become a little sticky over time, which is normal, storing them correctly is crucial to maintain their moistness. If left uncovered, they will quickly dry out and lose their appeal. Enjoying these muffins within 2 days of baking will give you the best experience in terms of freshness and texture. For longer storage, you can freeze them in an airtight container or freezer bag for up to 3 months, then thaw at room temperature or warm gently in the microwave.

A single Banana Toffee Muffin presented beautifully, showcasing its golden hue and generous toffee topping.

More Delightful Banana Recipes to Explore

Can’t get enough of the versatile banana? Here are some more of our favorite recipes that put those ripe bananas to excellent use:

  • Banana Brownies with Peanut Butter Banana Frosting: A rich and fudgy brownie base topped with a creamy, flavorful frosting.
  • Peanut Butter Banana Bread with Chocolate Chips: A classic comfort food elevated with the beloved combination of peanut butter and chocolate.
  • Baked Banana Donuts with Peanut Butter Icing: A healthier, baked alternative to fried donuts, featuring a luscious peanut butter topping.
  • Brownie Mix Banana Bread: An ingenious shortcut to a wonderfully moist and chocolatey banana bread.
  • Banana Oatmeal Cookies: Chewy, hearty cookies packed with banana flavor and wholesome oats.

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A delicious Banana Toffee Muffin with a bite taken out, revealing its moist interior and scattered toffee pieces.

Banana Toffee Muffins

5 from 1 vote
Author: Deborah Harroun
Prep Time: 10 minutes
Cook Time: 20 minutes
Total Time: 30 minutes
Servings: 16 muffins
Course: Breakfast
Cuisine: American
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A delightful way to use those overripe bananas, these Banana Toffee Muffins are a simple yet indulgent breakfast treat or snack. Filled with rich banana flavor and delightful pieces of buttery toffee, these homemade muffins are loved by the whole family.

Ingredients

  • 2 cups all-purpose flour
  • 1/2 cup packed brown sugar
  • 1 tablespoon baking powder
  • 1/2 teaspoon salt
  • 1 cup mashed ripe bananas
  • 1/2 cup milk
  • 1/3 cup vegetable oil
  • 1 large egg lightly beaten
  • 8 oz toffee bits, divided

Instructions

  • Preheat the oven to 350ºF (175°C). Line 16 muffin cups with paper liners or grease well.
  • In a large bowl, combine the flour, brown sugar, baking powder, and salt. Whisk until thoroughly mixed.
  • Make a well in the center and add the mashed bananas, milk, oil, and lightly beaten egg. Mix gently, just until combined. Avoid overmixing.
  • Stir in 1 cup of the toffee bits into the batter.
  • Fill the muffin cups 3/4 full. Sprinkle the remaining toffee bits on top of each muffin.
  • Bake for 12-20 minutes, or until a toothpick inserted in the middle of a muffin comes out with only a few moist crumbs.
  • Let the muffins cool slightly in the pan before transferring to a wire rack to cool further. Serve warm or at room temperature.

Recipe Notes:

I usually use vegetable oil or avocado oil, but any neutral flavored oil should work well in this recipe. You could also substitute with an equal amount of melted unsalted butter for a richer flavor.

I highly suggest using cupcake liners for these muffins because the toffee tends to melt and stick to the muffin tin. If you choose not to use them, ensure your muffin tin is very thoroughly greased to prevent sticking.

This recipe has been slightly adapted from the wonderful Taste of Home Bakeshop Favorites cookbook, a fantastic resource for classic baked goods.

Nutrition information provided here is an estimate only. The nutritional values can vary significantly based on specific brands of ingredients used and any modifications made to the recipe. It should therefore be used as a general guideline rather than precise dietary advice.

Nutrition Information

Serving: 1muffin, Calories: 224kcal (11%), Carbohydrates: 32g (11%), Protein: 3g (6%), Fat: 10g (15%), Saturated Fat: 4g (25%), Polyunsaturated Fat: 3g, Monounsaturated Fat: 2g, Trans Fat: 0g, Cholesterol: 27mg (9%), Sodium: 193mg (8%), Fiber: 1g (4%), Sugar: 18g (20%)
Keywords: banana, banana muffins, toffee muffins, ripe banana recipes, easy breakfast, homemade muffins
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