Loaded Beef & Bean Dip

Craving the perfect appetizer for your next big game day gathering, family get-together, or cozy movie night? Look no further! This incredible Hot Beef and Bean Dip recipe elevates your classic bean dip into an irresistibly cheesy, savory, and utterly addictive dish that everyone will love. Get ready to impress your guests and satisfy those snack cravings with a warm, hearty dip that’s guaranteed to be a crowd-pleaser.

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Delicious Hot Beef and Bean Dip served warm in a cast iron skillet, perfect for sharing.

While our household might not boast die-hard sports fanatics, we certainly appreciate the excitement of a good game now and then. Especially when it comes to thrilling tournaments, championship bowls, or intense finals, the energy is infectious. And I’ll readily admit, a significant part of what draws me to tune into those major sporting events isn’t just the athletic prowess on display, but the incredible food that accompanies the experience. There’s something truly special about gathering with loved ones, cheering on your favorite team, and indulging in delicious, shareable snacks.

That’s precisely why I set out to discover the ultimate dip – one that could stand up to the excitement of any gathering, whether it’s friends over for the big game or a relaxed family get-together. This Hot Beef and Bean Dip isn’t just good; it’s a complete game-changer. Forget everything you thought you knew about traditional bean dip. While I adore a classic bean dip as much as the next person for its simplicity and familiar flavor, imagine elevating that experience by folding in savory ground beef, a generous helping of rich, melted cheese, and serving it bubbling hot and wonderfully warm. The result is a dip so profoundly addictive and utterly delicious, you’ll find yourself making it again and again.

This recipe is truly phenomenal. Trust me on this one – it’s a statement I don’t make lightly. It yields a substantial amount, yet my husband and I have, on more than one occasion, managed to devour an entire batch embarrassingly fast. It may or may not have served as our impromptu dinner or lunch a time or two, a testament to its irresistible nature. The combination of textures and flavors is simply unmatched, creating a comforting and satisfying experience with every scoop.

What’s your go-to food when you’re gathering with friends and family for a sporting event or any casual celebration? Share your favorites in the comments below! We’re always looking for new ideas to complement our culinary lineup.

Step-by-step assembly of the hot beef and bean dip, showing ingredients being mixed.

Essential Ingredients for the Perfect Hot Beef and Bean Dip

Creating an exceptional dip begins with selecting quality ingredients. Each component in this Hot Beef and Bean Dip recipe plays a crucial role in building layers of flavor and texture that make it so memorable. Here’s a closer look at what you’ll need and why:

  • Lean Ground Beef: For this recipe, I highly recommend using a fairly lean ground beef, such as 90% lean. This minimizes the amount of fat you’ll need to drain, ensuring a cleaner, less greasy dip while still retaining that essential beefy flavor. If you use a fattier cut, simply make sure to thoroughly drain any excess grease after cooking to prevent a watery dip.
  • Cream Cheese: The backbone of this dip’s creamy texture! Room temperature cream cheese blends smoothly and evenly with the other ingredients, creating a luxurious base. While I haven’t experimented with low-fat versions, they would likely work if you’re looking to lighten it up slightly, though for maximum indulgence, full-fat cream cheese is the way to go.
  • Taco Seasoning: This is where a burst of authentic Mexican-inspired flavor comes in. You can use a convenient 1-ounce package of your favorite brand, or for a more customizable approach, measure out two heaping tablespoons of homemade taco seasoning. This blend of spices—often including chili powder, cumin, paprika, and oregano—perfectly complements the beef and beans.
  • Refried Beans: Traditional refried beans provide a rich, earthy base and contribute significantly to the dip’s hearty texture. Their creamy consistency helps bind all the ingredients together. While I typically stick to traditional, adventurous cooks might consider trying refried black beans for a slightly different flavor profile and color.
  • Diced Green Chiles: My personal secret ingredient! I have an undeniable love affair with green chiles, and they add a subtle smokiness and mild heat that truly elevates the dip. I would never dream of leaving them out, but if you’re not a fan or prefer a completely mild dip, feel free to omit them without compromising the core recipe.
  • Cheddar Cheese and Pepper Jack Cheese: This dynamic duo delivers both classic cheesy goodness and a hint of spice. Sharp cheddar offers a familiar, robust flavor, while Pepper Jack adds a lovely creamy texture with a gentle kick. Feel free to experiment with your favorite cheese combinations – Monterey Jack, Colby, or even a Mexican blend would be delicious additions. Freshly shredded cheese melts much smoother and tastes better than pre-shredded varieties.
  • Fresh Cilantro (for garnish): A sprinkle of fresh, chopped cilantro just before serving adds a vibrant pop of color and a refreshing herbaceous note that cuts through the richness of the dip. It’s an optional, but highly recommended, finishing touch that brightens the overall flavor.
  • Your Favorite Chips for Dipping: Don’t forget the vessel for all this deliciousness! Sturdy tortilla chips are a classic choice and hold up well to the thick dip. For a fun alternative, large Frito scoops are incredibly delicious and offer a different texture.

Crafting Your Perfect Hot Beef and Bean Dip: A Step-by-Step Guide

This Hot Beef and Bean Dip recipe is not only incredibly delicious but also remarkably simple to prepare, requiring minimal effort for maximum flavor. You’ll be amazed at how quickly you can bring this impressive appetizer together – typically around 10 minutes of active prep time before it bakes to bubbly perfection.

  1. Preheat Your Oven: Begin by preheating your oven to 350°F (175°C). This ensures your dip bakes evenly and the cheese melts beautifully.
  2. Brown the Ground Beef: In a medium-sized skillet, cook the ground beef over medium-high heat. As it cooks, use a wooden spoon or spatula to break it into small, even crumbles. Continue cooking until the beef is fully browned and no pink remains. If using a fattier cut of beef, carefully drain off any excess grease from the skillet before proceeding.
  3. Prepare the Creamy Base: While your ground beef is cooking, grab a large mixing bowl. Add the softened cream cheese and the taco seasoning to the bowl. Use an electric mixer or a sturdy spoon to beat them together until well combined and smooth. This creates a flavorful, creamy foundation for your dip.
  4. Combine the Wet Ingredients: To the cream cheese mixture, stir in the refried beans and the diced green chiles. Mix thoroughly until all ingredients are evenly incorporated.
  5. Add the Cheese and Beef: Now, add three-quarters of both the shredded Cheddar and Pepper Jack cheeses to the bean mixture. Fold in the cooked and drained ground beef. Gently stir everything together until just combined. Be careful not to overmix.
  6. Assemble and Bake: Pour the entire dip mixture into a baking dish. I personally love using a cast iron pan for its rustic charm and excellent heat retention, but any oven-safe baking dish will work perfectly. Sprinkle the remaining one-quarter of the shredded Cheddar and Pepper Jack cheeses evenly over the top.
  7. Bake to Golden Perfection: Place the baking dish in your preheated oven and bake for 20-30 minutes, or until the dip is heated through, the cheese on top is melted and bubbly, and the edges are lightly golden.
  8. Garnish and Serve: Once baked, remove the dip from the oven. Just before serving, generously sprinkle with fresh, chopped cilantro. Serve immediately with a generous stack of your favorite tortilla chips or Frito scoops, and watch it disappear!
Scooping a generous portion of cheesy, hot beef and bean dip with a tortilla chip.

Tips for Making the Best Hot Beef and Bean Dip

To ensure your Hot Beef and Bean Dip is always a showstopper, keep these simple tips in mind:

  • Room Temperature Cream Cheese: This is key for a smooth, lump-free base. If you forget to set it out, you can soften it quickly by unwrapping it and microwaving it on low power for 10-15 seconds.
  • Drain the Beef Thoroughly: Excess grease can make your dip oily. After browning, transfer the cooked beef to a plate lined with paper towels to absorb any lingering fat.
  • Freshly Shredded Cheese: While convenient, pre-shredded cheeses often contain anti-caking agents that can prevent them from melting as smoothly. For the creamiest, most luscious dip, shred your own cheese from a block.
  • Don’t Overbake: Bake just until the cheese is melted and bubbly. Overbaking can cause the dip to dry out.
  • Serve Warm: This dip is best enjoyed warm, straight from the oven. The flavors meld beautifully, and the cheese is perfectly gooey.

Serving Suggestions and Delicious Variations

This Hot Beef and Bean Dip is incredibly versatile. Here are some ideas to make it even more fantastic:

  • Beyond Chips: While tortilla chips and Frito scoops are classic, consider serving with sturdy corn chips, pita bread, sliced bell peppers, carrot sticks, or even toasted baguette slices for dipping.
  • Add a Kick: For those who love heat, stir in a pinch of cayenne pepper or a dash of hot sauce to the beef and bean mixture. A layer of sliced jalapeños on top before baking also works wonders.
  • Smoky Flavor: A small amount of chipotle powder or a drop of liquid smoke can add a delicious smoky depth to the dip.
  • Creamier Texture: For an even richer and creamier dip, you can add a tablespoon or two of sour cream or Greek yogurt to the cream cheese mixture.
  • Garnish Galore: Beyond cilantro, consider toppings like diced red onion, a dollop of sour cream or guacamole, a sprinkle of cotija cheese, or even a drizzle of sriracha ranch.

Storing and Reheating Leftovers

Should you somehow manage to have leftovers (it’s a rare occurrence with this dip!), here’s how to store and reheat them properly:

  • Storage: Allow the dip to cool completely, then transfer it to an airtight container. Store in the refrigerator for up to 3-4 days.
  • Reheating in the Oven: For best results, reheat in the oven. Transfer the dip to an oven-safe dish, cover it loosely with foil, and bake at 300°F (150°C) for 15-20 minutes, or until warmed through and bubbly. You might want to add a fresh sprinkle of cheese on top for extra gooeyness.
  • Reheating in the Microwave: For a quicker reheat, portion out individual servings into a microwave-safe bowl. Heat on medium power in 30-second intervals, stirring in between, until heated through.

Frequently Asked Questions (FAQs) About Hot Beef and Bean Dip

Can I make this dip ahead of time?
Absolutely! You can prepare the dip mixture (steps 2-5) and assemble it in your baking dish, then cover and refrigerate for up to 24 hours. When ready to serve, simply pull it from the fridge about 30 minutes before baking, then bake as directed, potentially adding an extra 5-10 minutes to the baking time.
What kind of refried beans should I use?
Traditional refried pinto beans are my go-to for this recipe, offering a classic flavor and creamy texture. However, feel free to experiment with refried black beans if you prefer their taste and slightly darker appearance. Just ensure they are plain refried beans, not spiced versions, unless you want to adjust the taco seasoning accordingly.
Is this dip spicy?
The recipe, as written, has a mild heat primarily from the Pepper Jack cheese and green chiles. If you prefer it spicier, you can add extra green chiles, a pinch of cayenne pepper, a dash of hot sauce, or even some diced fresh jalapeños to the mixture before baking. For a milder dip, you can use Monterey Jack cheese instead of Pepper Jack and omit the green chiles.
Can I use a different type of meat?
While ground beef offers the classic flavor profile, you could certainly experiment. Ground turkey or chicken would work as leaner alternatives, though they might yield a slightly different flavor. You could also use seasoned chorizo for a spicier, more robust dip, adjusting the taco seasoning as needed.
How many people does this recipe serve?
This recipe is quite generous, yielding approximately 24 servings. It’s perfect for larger gatherings, parties, or when you want plenty of delicious leftovers. If you’re serving a smaller crowd, you can easily halve the recipe and bake it in a smaller dish.

Explore More Irresistible Dip Recipes

If you’re a fan of delicious dips, you’re in the right place! Here are more of our favorite recipes that are perfect for any occasion:

  • Slow Cooker Spinach Artichoke Dip – A timeless classic, made effortlessly in your slow cooker!
  • Easy Crab Dip Recipe – A delightful and simple cold dip option that’s always a hit.
  • Sloppy Joe Dip – A fun, retro-inspired twist on a classic sandwich, incredibly addictive!
  • White Cheese Dip – Pure bliss for any cheese lover, simple yet utterly satisfying.
  • Cheesy Bacon Dip – You can never go wrong with bacon, and this dip is the ultimate bacon indulgence.
  • Creamy Hatch Green Chile Dip – A dedicated recipe for those who, like me, adore the unique flavor of green chiles.

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Cheesy Dip with Beef and Beans

Hot Beef and Bean Dip

5 from 2 votes
Author:
Deborah Harroun
Prep Time:

10 minutes

Cook Time:

30 minutes

Total Time:

40 minutes

Servings:

24
servings
Course:
Appetizer
Cuisine:
Mexican
Print
Pin

Need an appetizer perfect for watching that sporting event or for a family get-together? This Hot Beef and Bean Dip takes your typical bean dip up a notch for an addicting, family friendly dip.

Ingredients



  • 1 lb ground beef



  • 8 oz cream cheese at room temperature



  • 1 oz Taco Seasoning



  • 2 cans (16-oz each) Traditional Refried Beans



  • 2 cans (4.5 oz) each chopped green chiles



  • 8 oz Cheddar cheese shredded



  • 8 oz Pepper Jack cheese shredded



  • cilantro

Instructions

  • Preheat the oven to 350ºF (175°C).
  • In a medium skillet, cook the ground beef until cooked through, breaking it up as it cooks. Drain any excess fat if necessary.
  • While the beef cooks, beat the cream cheese and the taco seasoning together in a large bowl until smooth. Stir in the refried beans and the green chiles. Add 3/4 of the Cheddar cheese and 3/4 of the Pepper Jack cheese, then the cooked ground beef. Stir to combine all ingredients well.
  • Pour the mixture into a baking dish (such as a cast iron pan). Top with the remaining cheese. Bake until heated through and the cheese is melted and bubbly, approximately 20-30 minutes.
  • Top with fresh chopped cilantro just before serving. Serve warm with tortilla chips or Frito scoops for dipping.

Recipe Notes:


Nutrition information provided is an estimate only. Various brands and products can change the counts. Any nutritional information should only be used as a general guideline.

Nutrition Information


Serving:
1/24 of recipe
,

Calories:
184kcal (9%)
,

Carbohydrates:
7g (2%)
,

Protein:
10g (20%)
,

Fat:
12g (18%)
,

Saturated Fat:
7g (44%)
,

Polyunsaturated Fat:
2g
,

Trans Fat:
0g
,

Cholesterol:
42mg (14%)
,

Sodium:
394mg (17%)
,

Fiber:
2g (8%)
,

Sugar:
1g (1%)
Keywords:
Bean dip, Hot Beef Dip, Game Day Appetizer, Cheesy Dip, Party Food




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This post was originally published on February 23, 2015, in partnership with Old El Paso. We continue to genuinely love and use their products and are grateful for the opportunity to collaborate with companies and organizations we truly believe in. Thank you for supporting them as well.